MDRT Top of the Table - Qualifying & Life Member 2021
I never dreamed about success, I worked for it. TOT was a goal I woke up to every day in 2020. Despite many obstacles, I stayed focused and never gave up!


"I never dreamed of success, I worked for it." – Estée Lauder

Sharing the same belief as the co-founder of the American cosmetic brand is Winnie Cheah, our first-time Top of the Table (TOT) qualifier, who believes that hard work is the key to success.

Despite being a qualifier of the Million Dollar Round Table (MDRT) for more than 14 years, attaining the TOT title, the highest level of MDRT membership was a dream. When the requirements were lowered in 2020 due to the ongoing pandemic, she seized the opportunity to reach for that elusive goal. Her belief and determination led her to achieve her first TOT in her 23-year career with AIA.

For this 16-time Pinnacle leader, she believes that the three key ingredients to a leader’s success is to stay focused, have a good support system and proper work delegation. Leading a team of more than 60 consultants doesn’t give this high-performing personal producer much time to meet her clients. Thus, she is grateful to her teammates and admin support who chip in and help free up time for her engagements. Winnie also credits her clients, friends and family for their positive support and trust all these years.

“We all know that everything has a price and success does not happen on its own.” Winnie encourages her fellow consultants to start working hard and to chase that MDRT dream, which can become a reality.


  • 3rd Runner Up Group Financial Services Director 2020
  • 7th Runner Up Financial Services Director 2020
  • 2nd Runner Up Group Financial Services Director 2019
  • 5th Runner Up Financial Services Director 2019
  • AIA Group MDRT Leader 2021 (Gold Award)
  • MDRT District 2021 (Emerald Award)
  • Pinnacle Platinum District 2021
  • Prestige Club Member 2021
  • Prestige Club High Net Worth District 2021
  • MDRT Top of the Table - Qualifying & Life Member 2021
  • Bachelor of Business Administration (BBA)
  • Diploma in Life Insurance (DLI)
  • Certified Financial Planner (CFP®)
  • Chartered Financial Consultant (ChFC®)

Get in touch

I look forward to your enquiries:


    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    General enquiry

    Visit our corporate site to learn more about AIA

    Share this Page

    Scroll to Top